Services
Managing your finances is what matters most to Saidman Financial Services. To ensure that every aspect of your financial life is addressed. Everything from your yearly taxes to managing college tuition and planning for retirement. We have services that will meet all your needs.
Taxes and Accounting
Taxes! The “T” word everyone tries to avoid but, in the end, cannot. For the individual taxpayer, just knowing all the right forms, filling them out correctly, and not overpaying taxes sometimes seems impossible. For the business owner or investor, an accountant becomes an invaluable asset, providing effective accounting and financial information, and suggesting the best structure for maximizing the after-tax return
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Wealth Management and Investments
You’ve worked hard for your money, creating your golden egg. No matter how much you have, your assets are your own personal wealth that needs careful management.
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Estate Planning
Upon your death, you want to be sure that your estate is distributed as you intend. You want to be sure you’ve done what you could to make the process as uncomplicated as possible, at the lowest cost, during this difficult time for your family. You, no doubt, want to maximize your assets to your beneficiaries. Estate planning might seem simple. Unfortunately, too many people don’t realize the complexities involved, and their heirs are burdened with substantial penalties and taxes. An experienced advisor helps you sort through those complexities, and works with your attorney to ensure the necessary steps are taken to protect you, your assets, and your heirs. Proper estate analysis and planning ensures your beneficiaries, not the government, inherit your assets.
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Retirement Planning
Retirement. The American Dream! Work hard, save a little, invest wisely. You should be all set, right? Well, not exactly.Changes in the last few years have had a significant impact on planning for retirement:
- Social Security has an uncertain future.
- Pension plans are shrinking into non-existence.
- Healthy seniors are living longer than ever!
Whether you are retired, or are approaching retirement, it is more important than ever to have a retirement plan. It’s never too early, or too late, to get started.
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College Education Planning
Going to college…the dream of so many high school students! Planning and understanding options now can secure this dream for the student(s) in your family.
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Individual and Business Insurance
It’s no secret that insurance needs and costs for both individuals and businesses are rapidly changing, and can be complex. Saidman Financial Services helps both individual and business clients sort through the chaos to determine the most advantageous insurance strategy.
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Charitable Giving
You’re generous! You’ve probably donated to multiple charities—some you can’t even remember because there are so many! Creating charitable trusts is one way to help maximize your contributions, while reducing taxes on transferred assets.
Let a financial professional from Saidman Financial Services assist you with assembling your charitable giving into a “gifting strategy.” We’ll guide you in organizing your charitable contributions to be most advantageous from a gifting standpoint, as well as from a tax basis.
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